Privacy Policy
Plain-language summary of what data Sovereign HNI (operated by Confiable Tech, DIFC, Dubai) collects, why, and what we do and don't do with it.
What we collect
- Account data — your email address and any OAuth profile information (name, avatar) returned by the provider you sign in with.
- Portfolio data — everything you enter or import: holdings, prices, currencies, dates, notes, business and real estate metadata, income streams, expenses, tax profile selections, and snapshots of all of the above over time.
- Exchange and broker connection data — read-only API keys you choose to connect, encrypted at rest, plus the holdings data we sync from those accounts.
- Operational logs — minimal request logs (timestamp, route, status code) needed to operate and debug the service. These do not contain portfolio data.
What we don't collect
- We do not run marketing or advertising trackers.
- We do not use Google Analytics, Meta Pixel, or similar third-party trackers on the dashboard.
- We do not collect device fingerprints beyond what your browser sends with normal HTTP requests.
- We do not collect data from minors. Sovereign HNI is not directed at children under 16.
How we use your data
We use your data to operate the product: store your portfolio, render charts, run the tax engine on your numbers, sync your exchange balances, and answer your own AI chat queries. That's it.
We do not use your data for marketing, profiling, advertising, model training, or any purpose unrelated to providing the service to you.
Where it lives
Your data lives in a Postgres database hosted on Supabase, encrypted at rest. The backend application runs on Render. The frontend runs on Vercel. AI chat queries are sent to Anthropic only when you initiate a chat, and only the data needed to answer the question is included.
See the security page for the complete list of third-party services and what each one sees.
Who we share it with
We do not sell your data. Ever. We share it only with the service providers listed on the security page, strictly to operate the platform on your behalf.
We will disclose data only if compelled by a valid legal process and only the specific data scope demanded. If we receive a subpoena or court order targeting your account, we will notify you unless legally prohibited from doing so.
Cookies
Sovereign HNI uses essential cookies for authentication (your Supabase session) and UI state (theme preference, collapsed sidebar). We do not use tracking, advertising, or analytics cookies.
Your rights
- Export — you can export your full dataset to JSON at any time from the settings page.
- Delete — you can delete your account and all associated data at any time from the settings page. Deletion is immediate and irreversible.
- Access— your dashboard already shows everything we have. There is no “hidden” data we hold about you.
- Correct — every field on every record is editable from the dashboard.
Data retention
Active account data is retained as long as the account exists. Snapshots follow the product's tiered retention: hourly snapshots are kept for 7 days, daily snapshots are kept indefinitely. When you delete your account, all of the above is removed within 30 days, including from backups.
Children
Sovereign HNI is intended for adults managing their own finances. We do not knowingly collect personal information from anyone under 16. If you believe a minor has provided us with personal information, contact privacy@sovereignhni.com and we will delete it.
Changes to this policy
We will update this page when our practices change. Material changes will be announced in-app and the “Last updated” date at the top will be revised. Continued use of the service after a change constitutes acceptance.
Contact
Privacy questions: privacy@sovereignhni.com. General contact: hello@sovereignhni.com.