About Sovereign HNI
Built by Pedro Pellicer Coloma. Operated by confiable tech Limited in Dubai.

The founder
Sovereign began with a simple aim: see an entire net worth in one place, even when assets and life cross borders.
Its founder, Pedro Pellicer Coloma, is a former professional poker player whose working life was spent pricing risk and expected value. Sovereign brings that same discipline to wealth and jurisdiction: make the tradeoffs visible, and let you decide.
The company
Sovereign HNI is built and operated by confiable tech Limited, a private company registered in the Dubai International Financial Centre (DIFC).
It holds a DIFC technology licence (CL11175). It is not regulated by the DFSA and does not give financial, tax or investment advice.
Registration details
- Registration number
- DIFC 11175
- Incorporated
- Registered office
- Unit IH-00-01-03-OF-05, Level 3, Innovation Hub, DIFC, Dubai, United Arab Emirates.
The principles
- A complete picture. Crypto, equities, property, cash, businesses and liabilities belong in the same view. Real portfolios have homes, rentals, private investments and imperfect valuations; the tool makes room for them.
- Changes you can trace. Hourly snapshots show how your wealth moves over time, alongside the holdings and income behind it.
- Your data, your control. Your data is encrypted at rest, never sold and never used to train models. We ask for read-only exchange keys, and nothing in Sovereign places orders or moves funds. You can export your data or delete your account from Settings. See our security practices and connection limits.
What you can explore
All your wealth, together
Track stocks, cash, crypto, businesses, property and other assets in one view, alongside your liabilities. Use supported read-only exchange and broker connections, add public wallet addresses, or enter holdings by hand. See your total net worth, allocation, performance and history across the portfolio.
Options and long/short derivatives exposure are tracked alongside your wealth, separately from net-worth totals.
Tax and relocation
Model the same portfolio against the tax rules of 165 countries, including capital gains, dividends, crypto, foreign income and residency thresholds. Compare jurisdictions, then explore relocation options against tax, living costs, safety, visa routes and the cost of a move.
Tax data last updated 11 November 2026. Each country page shows when its rules were last checked. See the rates for all 165 countries. How the tax data is sourced and tested.
These are planning models, not tax returns or professional advice. For a filing or relocation decision, work with a qualified adviser in the relevant jurisdictions.
Your international footprint
The sovereignty index is self-assessed: a questionnaire about citizenships, residences, banking, businesses and portable wealth, shown on a 3D globe. It does not read your holdings; portfolio geography has its own view. The presence tracker keeps country day counts, calendar-year and rolling totals, the Schengen 90/180 clock and applicable residency tests.
Notes and briefings
The Second Brain keeps notes, tasks, goals, contacts and documents alongside your portfolio. The Monitor connects your holdings, countries and interests with relevant markets and news. Automatic AI analysis is off by default; email and Telegram digests need your opt-in.
See Sovereign in use
Open Sofia's sample portfolio. You can choose another profile inside the demo.
Try Sofia’s demoQuestions or partnership ideas? Contact us by email.