Choose your plan.

Free is forever: up to 20 manual holdings with live prices, 1 crypto exchange connected by API, 1 year of history, your sovereign index and your world rank. Tracker ($10/mo or $96/yr) is the full live net-worth tracker with full history. Sovereign ($29/mo or $290/yr) adds the intelligence layer — the tax and relocation engine, the tailored AI monitor, AI chat, and the second brain. Billing has not opened yet: during the open beta every account gets the full product, and the paid tiers switch on once payments are live. Start free and you keep your data either way.

Not yet. Paid tiers are not for sale until Stripe checkout is live and each plan's limits are enforced in the app. Signing up now creates a free account; we will announce in-app and by email when Tracker and Sovereign open.

Yes. When billing opens, cancellation will be one click from Settings and take effect at the end of the billing period you have paid for. No retention call, no friction. You drop back to the Free tier and keep your data.

Your data stays where it is. Dropping from Sovereign to Tracker will keep your full tracker and history but pause the tax engine, AI monitor, and AI chat. Dropping to Free will keep your net-worth page (up to 20 manual holdings and 1 exchange connected by API), the last 1 year of history and your rankings; older history stays stored, and other integrations pause and reconnect the moment you upgrade again.

Yes. When billing opens, the first 100 people can take Sovereign annual at $200/yr instead of $290/yr, price-locked for life, as long as the subscription runs unbroken. Founding accounts get the full product with the same fair-usage AI limit as Sovereign annual.

Yes. Sovereign is planned at $29/mo or $290/yr — paying annually is effectively 2 months free. Tracker is planned at $10/mo or $96/yr.

Not yet. The current scope is one user per account. Family-office and multi-seat plans are on the roadmap once the single-user product is solid.

Stripe, once paid tiers go live. Sovereign HNI will never see or store your card details — they go directly to Stripe.

When billing opens, paid plans will start with a 7-day free trial for eligible cards. A card is required, with one trial per account and card. Prepaid cards and cards already used for a trial are billed immediately. Cancel before an eligible trial ends and nothing is charged. Annual plans will include a 14-day money-back guarantee on the first annual charge. Contact support to request a full refund within that window.

Plenty. AI use is included under a generous fair-use limit, set well above what an active member uses in a normal month: we want you to use the AI freely, every day, without counting messages. The limit only exists to stop abuse. Sovereign includes the AI chat, the AI monitor and briefings, and AI statement imports. Tracker includes AI for screenshot and PDF statement imports. Free has no AI features. If you reach the month's limit, AI features pause until the monthly reset and your other tools stay available. Sovereign members can extend the month twice with one click, and support raises the limit further on request. There are never automatic extra charges. Annual and founding plans have the same monthly limit, and the 7-day trial has its own smaller limit. Settings shows your usage and the reset date. During the free beta, every account has the Sovereign limit.