Sovereign vs Delta
Pick Delta if you want a mobile-first tracker for stocks and crypto, with a free plan for 10 assets, alerts and market news. Pick Sovereign if you also hold real estate, businesses or other private assets and want to model the tax rules of 165 countries.
Last checked: 3 November 2026
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| Feature | Sovereign | Delta |
|---|---|---|
| Price | Free plan. Tracker ($10/mo or $96/yr) and Sovereign ($29/mo or $290/yr). Paid tiers have not opened yet: during the open beta every account gets the full product. | PRO $53.88 a year, PRO+ $107.88 a year. Prices may vary by location. A lifetime option is offered. |
| Free plan or trial | Free forever: up to 20 manual holdings with live prices, 1 crypto exchange connected by API and 1 year of history. | Free Basic plan: up to 10 assets. |
| Crypto | 17 exchanges by read-only API (Binance, Coinbase, Kraken, OKX, Bybit and more), plus wallet and DeFi sync for EVM chains and Solana. | Yes. Crypto, NFTs and on-chain signals. |
| Banks and brokers | Interactive Brokers, Trading 212, DEGIRO by statement PDF, and 30+ brokers through SnapTrade (Fidelity, Schwab, Vanguard, AJ Bell and more). | 200+ exchanges, brokers and crypto wallets, according to its App Store listing. |
| Real estate and private assets | Real estate, businesses and collectibles, entered by hand with optional appreciation rates. | Manual transactions for assets that no broker or exchange tracks. |
| Multi-currency | Yes. Holdings can use different currencies, with FX. | Not stated on their site. |
| Tax across countries | Tax engine for 165 countries: capital gains, dividends, crypto rules, foreign income and residency thresholds, compared side by side. | No country tax rules stated. Gains Reporting (PRO+) exports realized gains and cost basis for your records or taxes. |
| Residency and relocation | Days-in-country tracker with residency tests and Schengen 90/180, a sovereignty index, and a relocation copilot. | Not stated on their site. |
| Simulations and stress tests | Projections after tax and inflation, stress tests (deep falls, 2008, Covid 2020, 2022 rates, or your own), a Monte Carlo band, sandbox scenarios, and an AI what-if bar. | Not stated on the pages we checked. Portfolio analytics include risk, P/E and diversity. |
| AI features | AI chat over your portfolio, a tailored AI monitor, and an MCP connector for your own AI agent. | Delta AI: 3 uses a month free, 10 on PRO, unlimited on PRO+. AI explanations of moves and an AI daily recap. |
| Platforms | Web app, plus Telegram and email digests. | iPhone, iPad and Mac (App Store), a desktop app and web. |
| Import and export | Screenshot and PDF statement imports. Export your full dataset to JSON. | CSV import. Gains reports export. |
Delta facts come from Delta's own pages, listed under Sources. Prices are in US dollars and can change.
Is Sovereign a Delta alternative?
Yes, if your wealth goes beyond listed stocks and crypto.
- Delta tracks stocks, crypto, ETFs, funds, forex and commodities, with alerts and market news.
- Sovereign also tracks real estate, businesses and collectibles in the same net worth.
- Sovereign adds tax rules for 165 countries.
Who owns Delta?
eToro. Delta says it joined the eToro group in March 2019.
- The app was renamed Delta by eToro in April 2026.
- PRO+ subscribers get eToro Club Platinum, where available.
- Sovereign sells no brokerage account, fund or other financial product.
Which tracks taxes across countries?
Sovereign. Delta reports gains but does not describe country tax rules.
- Delta's Gains Reporting (PRO+) shows realized and unrealized gains and cost basis, and exports reports.
- Sovereign's engine covers capital gains, dividends, crypto rules, foreign income and residency thresholds in 165 countries.
- Sovereign is decision support, not a filed tax return.
How do prices compare?
Both have a free plan. Delta's free plan tracks up to 10 assets.
- Delta: Basic free; PRO $53.88 a year; PRO+ $107.88 a year. Delta says prices may vary by location.
- Sovereign: Free forever: up to 20 manual holdings with live prices, 1 crypto exchange connected by API and 1 year of history.
- Sovereign paid plans: Tracker ($10/mo or $96/yr) and Sovereign ($29/mo or $290/yr).
- Paid tiers have not opened yet: during the open beta every account gets the full product.
Where Delta is better
- Mobile-first apps on iPhone, iPad and Mac, plus a desktop app.
- 200+ exchange, broker and wallet connections (App Store listing).
- Market tools: price alerts, insider trades, a financial calendar and pre- and post-market prices.
- Portfolio analytics such as risk, P/E, diversity and fees paid.
- A low entry price, and a free plan with unlimited connections.
Who should pick Sovereign
- You hold real estate, a business or other private assets next to your portfolio.
- You want to compare the tax effect of living in another country.
- You count days in each country against residency thresholds.
- You prefer a tool that is not part of a broker.
Try the live demo with sample portfolios, no sign-up. Read more about the international net worth tracker, wealth taxes compared and the plans.
Other comparisons
Sources
We read each page on 3 November 2026. Sovereign facts come from our own product and pricing.
- Delta PRO and pricing (retrieved 3 November 2026)
- Delta features (retrieved 3 November 2026)
- About Delta (retrieved 3 November 2026)
- Delta by eToro on the App Store (retrieved 3 November 2026)
Delta is a trademark of its owner. This page is not made with or approved by Delta. Did you find an error? Tell us, with the source.
This page is general information. It is not financial, tax, legal or investment advice. Ask a qualified adviser before you make a decision.